Conditions of automobile lending from JSC “Halyk Bank of Kazakhstan”

Program “For automobile purchase”

Lending purpose: loan for a new automobile in a car dealership.

Confirmation of income: not necessarily, if down payment of not less than 50% of the new purchased automobile’s cost is deposited.

Down payment: not less than 20% of the new purchased automobile’s cost.

Maximum credit term: 84 months

Credit currency: Tenge and US dollars

Collateral: a new purchased automobile, real property of commercial/noncommercial purpose, guarantee of a legal entity, bank deposit.

Early repayment: without penalties upon expiration of 3 months from the date of loan granting

Insurance: property insurance (subject of pledge), personal (from accidents and disablement) in accordance with current tariffs.

Collateral appraisal: cost of an automobile is appraised on the basis of invoice or price-list of a car dealership.

Documents required to consider a loan application:

• identification card of an applicant, pledger, co-borrower in case of his/her participation (copy/original);
• TRN of an applicant, co-borrower in case of his/her participation (copy/original);
• SIC of an applicant, co-borrower in case of his/her participation (copy/original);
• statement of income for the last 6 months with an extract from pension fund (if any);
• copy of an applicant’s document confirming registration at place of residence;

Should you have any queries, please call:

Contact Center: +7 727 259 07 77      +8 8000 8000 59